NATIONAL BANK OF COMMERCE
SUPERIOR, WISCONSIN · FDIC Cert #14266
Capital & Safety Analysis
According to FDIC financial data, NATIONAL BANK OF COMMERCE holds a Tier 1 capital ratio of 12.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NATIONAL BANK OF COMMERCE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NATIONAL BANK OF COMMERCE shows strong financial health indicators. With $1.4B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NATIONAL BANK OF COMMERCE has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 12.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NATIONAL BANK OF COMMERCE holds $1.4B in total assets and $1.2B in total deposits. It is located in SUPERIOR, WISCONSIN (FDIC Certificate #14266).
NATIONAL BANK OF COMMERCE has a Tier 1 capital ratio of 12.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.80%, and the return on assets is 1.53%.
Yes. NATIONAL BANK OF COMMERCE is FDIC-insured (Certificate #14266). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.