NAPOLEON STATE BANK
NAPOLEON, INDIANA · FDIC Cert #10101
Capital & Safety Analysis
According to FDIC financial data, NAPOLEON STATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject NAPOLEON STATE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
NAPOLEON STATE BANK shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NAPOLEON STATE BANK has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NAPOLEON STATE BANK holds $444M in total assets and $396M in total deposits. It is located in NAPOLEON, INDIANA (FDIC Certificate #10101).
NAPOLEON STATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.34%, and the return on assets is 1.84%.
Yes. NAPOLEON STATE BANK is FDIC-insured (Certificate #10101). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.