NANO BANC
IRVINE, CALIFORNIA · FDIC Cert #58590
Capital & Safety Analysis
According to FDIC financial data, NANO BANC holds a Tier 1 capital ratio of 17.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NANO BANC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NANO BANC shows strong financial health indicators. With $958M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NANO BANC has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 17.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NANO BANC holds $958M in total assets and $817M in total deposits. It is located in IRVINE, CALIFORNIA (FDIC Certificate #58590).
NANO BANC has a Tier 1 capital ratio of 17.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.62%, and the return on assets is 0.38%.
Yes. NANO BANC is FDIC-insured (Certificate #58590). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.