MOUNTAINONE BANK
NORTH ADAMS, MASSACHUSETTS · FDIC Cert #90253
Capital & Safety Analysis
According to FDIC financial data, MOUNTAINONE BANK holds a Tier 1 capital ratio of 16.83%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MOUNTAINONE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MOUNTAINONE BANK shows strong financial health indicators. With $982M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MOUNTAINONE BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 16.83%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MOUNTAINONE BANK holds $982M in total assets and $762M in total deposits. It is located in NORTH ADAMS, MASSACHUSETTS (FDIC Certificate #90253).
MOUNTAINONE BANK has a Tier 1 capital ratio of 16.83%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 1.20%.
Yes. MOUNTAINONE BANK is FDIC-insured (Certificate #90253). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.