MOUNTAIN VALLEY BANK
DUNLAP, TENNESSEE · FDIC Cert #1705
Capital & Safety Analysis
According to FDIC financial data, MOUNTAIN VALLEY BANK holds a Tier 1 capital ratio of 13.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MOUNTAIN VALLEY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MOUNTAIN VALLEY BANK shows strong financial health indicators. With $240M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MOUNTAIN VALLEY BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 13.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MOUNTAIN VALLEY BANK holds $240M in total assets and $172M in total deposits. It is located in DUNLAP, TENNESSEE (FDIC Certificate #1705).
MOUNTAIN VALLEY BANK has a Tier 1 capital ratio of 13.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 0.30%.
Yes. MOUNTAIN VALLEY BANK is FDIC-insured (Certificate #1705). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.