MORTON COMMUNITY BANK
MORTON, ILLINOIS · FDIC Cert #18429
Capital & Safety Analysis
According to FDIC financial data, MORTON COMMUNITY BANK holds a Tier 1 capital ratio of 12.12%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MORTON COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MORTON COMMUNITY BANK shows strong financial health indicators. With $5.5B in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MORTON COMMUNITY BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.12%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MORTON COMMUNITY BANK holds $5.5B in total assets and $4.6B in total deposits. It is located in MORTON, ILLINOIS (FDIC Certificate #18429).
MORTON COMMUNITY BANK has a Tier 1 capital ratio of 12.12%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.75%, and the return on assets is 1.34%.
Yes. MORTON COMMUNITY BANK is FDIC-insured (Certificate #18429). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.