MORGANTOWN BANK&TRUST CO INC
MORGANTOWN, KENTUCKY · FDIC Cert #275
Capital & Safety Analysis
According to FDIC financial data, MORGANTOWN BANK&TRUST CO INC holds a Tier 1 capital ratio of 12.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MORGANTOWN BANK&TRUST CO INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MORGANTOWN BANK&TRUST CO INC shows strong financial health indicators. With $357M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MORGANTOWN BANK&TRUST CO INC has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 12.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MORGANTOWN BANK&TRUST CO INC holds $357M in total assets and $298M in total deposits. It is located in MORGANTOWN, KENTUCKY (FDIC Certificate #275).
MORGANTOWN BANK&TRUST CO INC has a Tier 1 capital ratio of 12.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.75%.
Yes. MORGANTOWN BANK&TRUST CO INC is FDIC-insured (Certificate #275). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.