MONROE SAVINGS BANK
WILLIAMSTOWN, NEW JERSEY · FDIC Cert #30103
Capital & Safety Analysis
According to FDIC financial data, MONROE SAVINGS BANK holds a Tier 1 capital ratio of 21.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MONROE SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MONROE SAVINGS BANK shows strong financial health indicators. With $114M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MONROE SAVINGS BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 21.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MONROE SAVINGS BANK holds $114M in total assets and $85M in total deposits. It is located in WILLIAMSTOWN, NEW JERSEY (FDIC Certificate #30103).
MONROE SAVINGS BANK has a Tier 1 capital ratio of 21.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 0.32%.
Yes. MONROE SAVINGS BANK is FDIC-insured (Certificate #30103). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.