MISSION VALLEY BANK
SUN VALLEY, CALIFORNIA · FDIC Cert #57101
Capital & Safety Analysis
According to FDIC financial data, MISSION VALLEY BANK holds a Tier 1 capital ratio of 11.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MISSION VALLEY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MISSION VALLEY BANK shows strong financial health indicators. With $645M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MISSION VALLEY BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 11.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MISSION VALLEY BANK holds $645M in total assets and $507M in total deposits. It is located in SUN VALLEY, CALIFORNIA (FDIC Certificate #57101).
MISSION VALLEY BANK has a Tier 1 capital ratio of 11.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 1.80%.
Yes. MISSION VALLEY BANK is FDIC-insured (Certificate #57101). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.