MINNSTAR BANK NATIONAL ASSN
LAKE CRYSTAL, MINNESOTA · FDIC Cert #13809
Capital & Safety Analysis
According to FDIC financial data, MINNSTAR BANK NATIONAL ASSN holds a Tier 1 capital ratio of 13.04%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MINNSTAR BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MINNSTAR BANK NATIONAL ASSN shows strong financial health indicators. With $205M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MINNSTAR BANK NATIONAL ASSN has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 13.04%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MINNSTAR BANK NATIONAL ASSN holds $205M in total assets and $174M in total deposits. It is located in LAKE CRYSTAL, MINNESOTA (FDIC Certificate #13809).
MINNSTAR BANK NATIONAL ASSN has a Tier 1 capital ratio of 13.04%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.30%, and the return on assets is 1.05%.
Yes. MINNSTAR BANK NATIONAL ASSN is FDIC-insured (Certificate #13809). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.