MINNESOTA NATIONAL BANK
SAUK CENTRE, MINNESOTA · FDIC Cert #5249
Capital & Safety Analysis
According to FDIC financial data, MINNESOTA NATIONAL BANK holds a Tier 1 capital ratio of 10.51%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MINNESOTA NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MINNESOTA NATIONAL BANK shows strong financial health indicators. With $301M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MINNESOTA NATIONAL BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 10.51%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MINNESOTA NATIONAL BANK holds $301M in total assets and $244M in total deposits. It is located in SAUK CENTRE, MINNESOTA (FDIC Certificate #5249).
MINNESOTA NATIONAL BANK has a Tier 1 capital ratio of 10.51%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.18%.
Yes. MINNESOTA NATIONAL BANK is FDIC-insured (Certificate #5249). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.