MILLENNIAL BANK
LEEDS, ALABAMA · FDIC Cert #34460
Capital & Safety Analysis
According to FDIC financial data, MILLENNIAL BANK holds a Tier 1 capital ratio of 9.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MILLENNIAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MILLENNIAL BANK shows strong financial health indicators. With $167M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MILLENNIAL BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 9.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MILLENNIAL BANK holds $167M in total assets and $153M in total deposits. It is located in LEEDS, ALABAMA (FDIC Certificate #34460).
MILLENNIAL BANK has a Tier 1 capital ratio of 9.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.66%.
Yes. MILLENNIAL BANK is FDIC-insured (Certificate #34460). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.