MILFORD FEDERAL BANK
MILFORD, MASSACHUSETTS · FDIC Cert #29835
Capital & Safety Analysis
According to FDIC financial data, MILFORD FEDERAL BANK holds a Tier 1 capital ratio of 19.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MILFORD FEDERAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MILFORD FEDERAL BANK shows strong financial health indicators. With $502M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MILFORD FEDERAL BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 19.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MILFORD FEDERAL BANK holds $502M in total assets and $374M in total deposits. It is located in MILFORD, MASSACHUSETTS (FDIC Certificate #29835).
MILFORD FEDERAL BANK has a Tier 1 capital ratio of 19.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 0.28%.
Yes. MILFORD FEDERAL BANK is FDIC-insured (Certificate #29835). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.