MILFORD BUILDING&LOAN ASSN
MILFORD, ILLINOIS · FDIC Cert #30152
Capital & Safety Analysis
According to FDIC financial data, MILFORD BUILDING&LOAN ASSN holds a Tier 1 capital ratio of 23.07%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MILFORD BUILDING&LOAN ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MILFORD BUILDING&LOAN ASSN shows strong financial health indicators. With $29M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MILFORD BUILDING&LOAN ASSN has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 23.07%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MILFORD BUILDING&LOAN ASSN holds $29M in total assets and $26M in total deposits. It is located in MILFORD, ILLINOIS (FDIC Certificate #30152).
MILFORD BUILDING&LOAN ASSN has a Tier 1 capital ratio of 23.07%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.85%, and the return on assets is 0.38%.
Yes. MILFORD BUILDING&LOAN ASSN is FDIC-insured (Certificate #30152). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.