MILFORD BANK
MILFORD, CONNECTICUT · FDIC Cert #16101
Capital & Safety Analysis
According to FDIC financial data, MILFORD BANK holds a Tier 1 capital ratio of 14.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MILFORD BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MILFORD BANK shows strong financial health indicators. With $600M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MILFORD BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 14.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MILFORD BANK holds $600M in total assets and $513M in total deposits. It is located in MILFORD, CONNECTICUT (FDIC Certificate #16101).
MILFORD BANK has a Tier 1 capital ratio of 14.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 0.31%.
Yes. MILFORD BANK is FDIC-insured (Certificate #16101). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.