Skip to main content
BankHealth

MIDWEST NATIONAL BANK

SANDOVAL, ILLINOIS · FDIC Cert #3834

B
Health Score
68/100
$97M
Total Assets
$81M
Total Deposits
13.37%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MIDWEST NATIONAL BANK holds a Tier 1 capital ratio of 13.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDWEST NATIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.72%
Nonperforming Loans
Moderate — some loan stress
17.44%
Liquidity Ratio
Adequate liquidity
0.86%
Return on Assets
Low profitability
$81M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MIDWEST NATIONAL BANK shows strong financial health indicators. With $97M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MIDWEST NATIONAL BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 13.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MIDWEST NATIONAL BANK holds $97M in total assets and $81M in total deposits. It is located in SANDOVAL, ILLINOIS (FDIC Certificate #3834).

MIDWEST NATIONAL BANK has a Tier 1 capital ratio of 13.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.72%, and the return on assets is 0.86%.

Yes. MIDWEST NATIONAL BANK is FDIC-insured (Certificate #3834). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: