MIDWEST HERITAGE BANK FSB
WEST DES MOINES, IOWA · FDIC Cert #4432
Capital & Safety Analysis
According to FDIC financial data, MIDWEST HERITAGE BANK FSB holds a Tier 1 capital ratio of 14.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDWEST HERITAGE BANK FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MIDWEST HERITAGE BANK FSB shows strong financial health indicators. With $465M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MIDWEST HERITAGE BANK FSB has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 14.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MIDWEST HERITAGE BANK FSB holds $465M in total assets and $367M in total deposits. It is located in WEST DES MOINES, IOWA (FDIC Certificate #4432).
MIDWEST HERITAGE BANK FSB has a Tier 1 capital ratio of 14.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 2.12%.
Yes. MIDWEST HERITAGE BANK FSB is FDIC-insured (Certificate #4432). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.