MIDLAND COMMUNITY BANK
KINCAID, ILLINOIS · FDIC Cert #19796
Capital & Safety Analysis
According to FDIC financial data, MIDLAND COMMUNITY BANK holds a Tier 1 capital ratio of 19.87%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDLAND COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MIDLAND COMMUNITY BANK shows strong financial health indicators. With $69M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MIDLAND COMMUNITY BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 19.87%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MIDLAND COMMUNITY BANK holds $69M in total assets and $60M in total deposits. It is located in KINCAID, ILLINOIS (FDIC Certificate #19796).
MIDLAND COMMUNITY BANK has a Tier 1 capital ratio of 19.87%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.12%, and the return on assets is 1.10%.
Yes. MIDLAND COMMUNITY BANK is FDIC-insured (Certificate #19796). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.