MIDDLESEX FEDERAL SAVINGS FA
SOMERVILLE, MASSACHUSETTS · FDIC Cert #28368
Capital & Safety Analysis
According to FDIC financial data, MIDDLESEX FEDERAL SAVINGS FA holds a Tier 1 capital ratio of 12.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDDLESEX FEDERAL SAVINGS FA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MIDDLESEX FEDERAL SAVINGS FA shows strong financial health indicators. With $634M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MIDDLESEX FEDERAL SAVINGS FA has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 12.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MIDDLESEX FEDERAL SAVINGS FA holds $634M in total assets and $585M in total deposits. It is located in SOMERVILLE, MASSACHUSETTS (FDIC Certificate #28368).
MIDDLESEX FEDERAL SAVINGS FA has a Tier 1 capital ratio of 12.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.83%.
Yes. MIDDLESEX FEDERAL SAVINGS FA is FDIC-insured (Certificate #28368). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.