MIDDLEFIELD BANKING CO
MIDDLEFIELD, OHIO · FDIC Cert #13716
Capital & Safety Analysis
According to FDIC financial data, MIDDLEFIELD BANKING CO holds a Tier 1 capital ratio of 11.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDDLEFIELD BANKING CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MIDDLEFIELD BANKING CO shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MIDDLEFIELD BANKING CO has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 11.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MIDDLEFIELD BANKING CO holds $1.8B in total assets and $1.5B in total deposits. It is located in MIDDLEFIELD, OHIO (FDIC Certificate #13716).
MIDDLEFIELD BANKING CO has a Tier 1 capital ratio of 11.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.07%, and the return on assets is 1.33%.
Yes. MIDDLEFIELD BANKING CO is FDIC-insured (Certificate #13716). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.