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BankHealth

MID PENN BANK

MILLERSBURG, PENNSYLVANIA · FDIC Cert #9889

B
Health Score
67/100
$5.4B
Total Assets
$4.5B
Total Deposits
10.66%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MID PENN BANK holds a Tier 1 capital ratio of 10.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MID PENN BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.23%
Nonperforming Loans
Low — healthy loan portfolio
13.12%
Liquidity Ratio
Adequate liquidity
1.22%
Return on Assets
Profitable — earning well on assets
$4.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MID PENN BANK shows strong financial health indicators. With $5.4B in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MID PENN BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 10.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MID PENN BANK holds $5.4B in total assets and $4.5B in total deposits. It is located in MILLERSBURG, PENNSYLVANIA (FDIC Certificate #9889).

MID PENN BANK has a Tier 1 capital ratio of 10.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 1.22%.

Yes. MID PENN BANK is FDIC-insured (Certificate #9889). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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