METAMORA STATE BANK
METAMORA, OHIO · FDIC Cert #16167
Capital & Safety Analysis
According to FDIC financial data, METAMORA STATE BANK holds a Tier 1 capital ratio of 12.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning METAMORA STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
METAMORA STATE BANK shows strong financial health indicators. With $97M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
METAMORA STATE BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 12.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
METAMORA STATE BANK holds $97M in total assets and $87M in total deposits. It is located in METAMORA, OHIO (FDIC Certificate #16167).
METAMORA STATE BANK has a Tier 1 capital ratio of 12.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.58%.
Yes. METAMORA STATE BANK is FDIC-insured (Certificate #16167). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.