MERCHANTS&FARMERS BK GREENE
EUTAW, ALABAMA · FDIC Cert #855
Capital & Safety Analysis
According to FDIC financial data, MERCHANTS&FARMERS BK GREENE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MERCHANTS&FARMERS BK GREENE to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
MERCHANTS&FARMERS BK GREENE shows some financial weakness with a Health Score of 43/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MERCHANTS&FARMERS BK GREENE has a Bank Health Score of D (43/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MERCHANTS&FARMERS BK GREENE holds $115M in total assets and $103M in total deposits. It is located in EUTAW, ALABAMA (FDIC Certificate #855).
MERCHANTS&FARMERS BK GREENE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 3.27%, and the return on assets is 1.36%.
Yes. MERCHANTS&FARMERS BK GREENE is FDIC-insured (Certificate #855). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.