MER ROUGE STATE BANK
MER ROUGE, LOUISIANA · FDIC Cert #314
Capital & Safety Analysis
According to FDIC financial data, MER ROUGE STATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MER ROUGE STATE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
MER ROUGE STATE BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MER ROUGE STATE BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MER ROUGE STATE BANK holds $47M in total assets and $42M in total deposits. It is located in MER ROUGE, LOUISIANA (FDIC Certificate #314).
MER ROUGE STATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 1.17%.
Yes. MER ROUGE STATE BANK is FDIC-insured (Certificate #314). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.