MECHANICS COOP BANK
TAUNTON, MASSACHUSETTS · FDIC Cert #26634
Capital & Safety Analysis
According to FDIC financial data, MECHANICS COOP BANK holds a Tier 1 capital ratio of 16.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MECHANICS COOP BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MECHANICS COOP BANK shows strong financial health indicators. With $774M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MECHANICS COOP BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 16.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MECHANICS COOP BANK holds $774M in total assets and $598M in total deposits. It is located in TAUNTON, MASSACHUSETTS (FDIC Certificate #26634).
MECHANICS COOP BANK has a Tier 1 capital ratio of 16.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 1.11%.
Yes. MECHANICS COOP BANK is FDIC-insured (Certificate #26634). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.