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BankHealth

MARION COUNTY STATE BANK

PELLA, IOWA · FDIC Cert #15272

A
Health Score
80/100
$649M
Total Assets
$551M
Total Deposits
12.86%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MARION COUNTY STATE BANK holds a Tier 1 capital ratio of 12.86%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MARION COUNTY STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.67%
Nonperforming Loans
Low — healthy loan portfolio
24.08%
Liquidity Ratio
Strong — can meet withdrawal demands
0.91%
Return on Assets
Low profitability
$551M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MARION COUNTY STATE BANK shows strong financial health indicators. With $649M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MARION COUNTY STATE BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 12.86%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MARION COUNTY STATE BANK holds $649M in total assets and $551M in total deposits. It is located in PELLA, IOWA (FDIC Certificate #15272).

MARION COUNTY STATE BANK has a Tier 1 capital ratio of 12.86%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.67%, and the return on assets is 0.91%.

Yes. MARION COUNTY STATE BANK is FDIC-insured (Certificate #15272). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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