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BankHealth

MARINE BANK&TRUST CO

VERO BEACH, FLORIDA · FDIC Cert #34233

A
Health Score
89/100
$640M
Total Assets
$568M
Total Deposits
13.93%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MARINE BANK&TRUST CO holds a Tier 1 capital ratio of 13.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MARINE BANK&TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.03%
Nonperforming Loans
Low — healthy loan portfolio
27.62%
Liquidity Ratio
Strong — can meet withdrawal demands
0.69%
Return on Assets
Low profitability
$568M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MARINE BANK&TRUST CO shows strong financial health indicators. With $640M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MARINE BANK&TRUST CO has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 13.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MARINE BANK&TRUST CO holds $640M in total assets and $568M in total deposits. It is located in VERO BEACH, FLORIDA (FDIC Certificate #34233).

MARINE BANK&TRUST CO has a Tier 1 capital ratio of 13.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 0.69%.

Yes. MARINE BANK&TRUST CO is FDIC-insured (Certificate #34233). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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