Skip to main content
BankHealth

MANUFACTURERS BANK&TRUST CO

FOREST CITY, IOWA · FDIC Cert #16307

B
Health Score
75/100
$769M
Total Assets
$664M
Total Deposits
10.95%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MANUFACTURERS BANK&TRUST CO holds a Tier 1 capital ratio of 10.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MANUFACTURERS BANK&TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.34%
Nonperforming Loans
Low — healthy loan portfolio
22.85%
Liquidity Ratio
Strong — can meet withdrawal demands
0.88%
Return on Assets
Low profitability
$664M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MANUFACTURERS BANK&TRUST CO shows strong financial health indicators. With $769M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MANUFACTURERS BANK&TRUST CO has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 10.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MANUFACTURERS BANK&TRUST CO holds $769M in total assets and $664M in total deposits. It is located in FOREST CITY, IOWA (FDIC Certificate #16307).

MANUFACTURERS BANK&TRUST CO has a Tier 1 capital ratio of 10.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.34%, and the return on assets is 0.88%.

Yes. MANUFACTURERS BANK&TRUST CO is FDIC-insured (Certificate #16307). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: