MALVERN BANK
MALVERN, IOWA · FDIC Cert #14230
Capital & Safety Analysis
According to FDIC financial data, MALVERN BANK holds a Tier 1 capital ratio of 10.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MALVERN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MALVERN BANK shows strong financial health indicators. With $216M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MALVERN BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 10.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MALVERN BANK holds $216M in total assets and $183M in total deposits. It is located in MALVERN, IOWA (FDIC Certificate #14230).
MALVERN BANK has a Tier 1 capital ratio of 10.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.75%.
Yes. MALVERN BANK is FDIC-insured (Certificate #14230). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.