MAINSTREET CMTY BANK OF FL
DELAND, FLORIDA · FDIC Cert #57598
Capital & Safety Analysis
According to FDIC financial data, MAINSTREET CMTY BANK OF FL holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MAINSTREET CMTY BANK OF FL to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
MAINSTREET CMTY BANK OF FL shows some financial weakness with a Health Score of 49/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MAINSTREET CMTY BANK OF FL has a Bank Health Score of D (49/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MAINSTREET CMTY BANK OF FL holds $807M in total assets and $737M in total deposits. It is located in DELAND, FLORIDA (FDIC Certificate #57598).
MAINSTREET CMTY BANK OF FL has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.17%, and the return on assets is 0.68%.
Yes. MAINSTREET CMTY BANK OF FL is FDIC-insured (Certificate #57598). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.