MAIN STREET BANK CORP
WOOSTER, OHIO · FDIC Cert #29847
Capital & Safety Analysis
According to FDIC financial data, MAIN STREET BANK CORP holds a Tier 1 capital ratio of 11.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MAIN STREET BANK CORP has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MAIN STREET BANK CORP shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MAIN STREET BANK CORP has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 11.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MAIN STREET BANK CORP holds $1.4B in total assets and $1.1B in total deposits. It is located in WOOSTER, OHIO (FDIC Certificate #29847).
MAIN STREET BANK CORP has a Tier 1 capital ratio of 11.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.41%, and the return on assets is -0.29%.
Yes. MAIN STREET BANK CORP is FDIC-insured (Certificate #29847). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.