MAIN BANK
ALBUQUERQUE, NEW MEXICO · FDIC Cert #22086
Capital & Safety Analysis
According to FDIC financial data, MAIN BANK holds a Tier 1 capital ratio of 12.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MAIN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MAIN BANK shows strong financial health indicators. With $261M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MAIN BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 12.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MAIN BANK holds $261M in total assets and $210M in total deposits. It is located in ALBUQUERQUE, NEW MEXICO (FDIC Certificate #22086).
MAIN BANK has a Tier 1 capital ratio of 12.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 1.42%.
Yes. MAIN BANK is FDIC-insured (Certificate #22086). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.