MAGNOLIA STATE BANK
BAY SPRINGS, MISSISSIPPI · FDIC Cert #22081
Capital & Safety Analysis
According to FDIC financial data, MAGNOLIA STATE BANK holds a Tier 1 capital ratio of 14.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MAGNOLIA STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MAGNOLIA STATE BANK shows strong financial health indicators. With $468M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MAGNOLIA STATE BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 14.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MAGNOLIA STATE BANK holds $468M in total assets and $418M in total deposits. It is located in BAY SPRINGS, MISSISSIPPI (FDIC Certificate #22081).
MAGNOLIA STATE BANK has a Tier 1 capital ratio of 14.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 1.07%.
Yes. MAGNOLIA STATE BANK is FDIC-insured (Certificate #22081). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.