LYNDON STATE BANK
LYNDON, KANSAS · FDIC Cert #12135
Capital & Safety Analysis
According to FDIC financial data, LYNDON STATE BANK holds a Tier 1 capital ratio of 12.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LYNDON STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LYNDON STATE BANK shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LYNDON STATE BANK has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 12.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LYNDON STATE BANK holds $98M in total assets and $76M in total deposits. It is located in LYNDON, KANSAS (FDIC Certificate #12135).
LYNDON STATE BANK has a Tier 1 capital ratio of 12.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.92%, and the return on assets is 0.46%.
Yes. LYNDON STATE BANK is FDIC-insured (Certificate #12135). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.