LOCAL BANK
HULBERT, OKLAHOMA · FDIC Cert #2327
Capital & Safety Analysis
According to FDIC financial data, LOCAL BANK holds a Tier 1 capital ratio of 17.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LOCAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LOCAL BANK shows strong financial health indicators. With $373M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LOCAL BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 17.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LOCAL BANK holds $373M in total assets and $293M in total deposits. It is located in HULBERT, OKLAHOMA (FDIC Certificate #2327).
LOCAL BANK has a Tier 1 capital ratio of 17.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 0.38%.
Yes. LOCAL BANK is FDIC-insured (Certificate #2327). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.