LIBERTY BANK&TRUST CO
NEW ORLEANS, LOUISIANA · FDIC Cert #20856
Capital & Safety Analysis
According to FDIC financial data, LIBERTY BANK&TRUST CO holds a Tier 1 capital ratio of 15.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LIBERTY BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LIBERTY BANK&TRUST CO shows strong financial health indicators. With $1.1B in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LIBERTY BANK&TRUST CO has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 15.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LIBERTY BANK&TRUST CO holds $1.1B in total assets and $934M in total deposits. It is located in NEW ORLEANS, LOUISIANA (FDIC Certificate #20856).
LIBERTY BANK&TRUST CO has a Tier 1 capital ratio of 15.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.22%, and the return on assets is 1.27%.
Yes. LIBERTY BANK&TRUST CO is FDIC-insured (Certificate #20856). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.