LIBERTY BANK NATIONAL ASSN
IRVINE, CALIFORNIA · FDIC Cert #35331
Capital & Safety Analysis
According to FDIC financial data, LIBERTY BANK NATIONAL ASSN holds a Tier 1 capital ratio of 16.88%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LIBERTY BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LIBERTY BANK NATIONAL ASSN shows strong financial health indicators. With $541M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LIBERTY BANK NATIONAL ASSN has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 16.88%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LIBERTY BANK NATIONAL ASSN holds $541M in total assets and $465M in total deposits. It is located in IRVINE, CALIFORNIA (FDIC Certificate #35331).
LIBERTY BANK NATIONAL ASSN has a Tier 1 capital ratio of 16.88%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -1.12%.
Yes. LIBERTY BANK NATIONAL ASSN is FDIC-insured (Certificate #35331). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.