LIBERTY BANK MINNESOTA
SAINT CLOUD, MINNESOTA · FDIC Cert #26891
Capital & Safety Analysis
According to FDIC financial data, LIBERTY BANK MINNESOTA holds a Tier 1 capital ratio of 24.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LIBERTY BANK MINNESOTA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LIBERTY BANK MINNESOTA shows strong financial health indicators. With $271M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LIBERTY BANK MINNESOTA has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 24.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LIBERTY BANK MINNESOTA holds $271M in total assets and $237M in total deposits. It is located in SAINT CLOUD, MINNESOTA (FDIC Certificate #26891).
LIBERTY BANK MINNESOTA has a Tier 1 capital ratio of 24.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.71%.
Yes. LIBERTY BANK MINNESOTA is FDIC-insured (Certificate #26891). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.