LEWISBURG BANKING CO
LEWISBURG, KENTUCKY · FDIC Cert #297
Capital & Safety Analysis
According to FDIC financial data, LEWISBURG BANKING CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject LEWISBURG BANKING CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
LEWISBURG BANKING CO shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LEWISBURG BANKING CO has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LEWISBURG BANKING CO holds $185M in total assets and $157M in total deposits. It is located in LEWISBURG, KENTUCKY (FDIC Certificate #297).
LEWISBURG BANKING CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 1.54%.
Yes. LEWISBURG BANKING CO is FDIC-insured (Certificate #297). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.