LEIGHTON STATE BANK
PELLA, IOWA · FDIC Cert #10118
Capital & Safety Analysis
According to FDIC financial data, LEIGHTON STATE BANK holds a Tier 1 capital ratio of 13.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LEIGHTON STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LEIGHTON STATE BANK shows strong financial health indicators. With $265M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LEIGHTON STATE BANK has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 13.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LEIGHTON STATE BANK holds $265M in total assets and $226M in total deposits. It is located in PELLA, IOWA (FDIC Certificate #10118).
LEIGHTON STATE BANK has a Tier 1 capital ratio of 13.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.05%, and the return on assets is 1.25%.
Yes. LEIGHTON STATE BANK is FDIC-insured (Certificate #10118). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.