LCNB NATIONAL BANK
LEBANON, OHIO · FDIC Cert #6623
Capital & Safety Analysis
According to FDIC financial data, LCNB NATIONAL BANK holds a Tier 1 capital ratio of 9.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LCNB NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LCNB NATIONAL BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LCNB NATIONAL BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 9.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LCNB NATIONAL BANK holds $2.4B in total assets and $1.9B in total deposits. It is located in LEBANON, OHIO (FDIC Certificate #6623).
LCNB NATIONAL BANK has a Tier 1 capital ratio of 9.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is 0.40%.
Yes. LCNB NATIONAL BANK is FDIC-insured (Certificate #6623). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.