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BankHealth

LAKEVIEW BANK

LAKEVILLE, MINNESOTA · FDIC Cert #57785

A
Health Score
82/100
$167M
Total Assets
$152M
Total Deposits
13.43%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, LAKEVIEW BANK holds a Tier 1 capital ratio of 13.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LAKEVIEW BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.03%
Nonperforming Loans
Moderate — some loan stress
25.34%
Liquidity Ratio
Strong — can meet withdrawal demands
1.18%
Return on Assets
Profitable — earning well on assets
$152M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

LAKEVIEW BANK shows strong financial health indicators. With $167M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

LAKEVIEW BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 13.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

LAKEVIEW BANK holds $167M in total assets and $152M in total deposits. It is located in LAKEVILLE, MINNESOTA (FDIC Certificate #57785).

LAKEVIEW BANK has a Tier 1 capital ratio of 13.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.03%, and the return on assets is 1.18%.

Yes. LAKEVIEW BANK is FDIC-insured (Certificate #57785). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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