LAKESIDE BANK
CHICAGO, ILLINOIS · FDIC Cert #19573
Capital & Safety Analysis
According to FDIC financial data, LAKESIDE BANK holds a Tier 1 capital ratio of 12.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LAKESIDE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LAKESIDE BANK shows strong financial health indicators. With $2.6B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LAKESIDE BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 12.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LAKESIDE BANK holds $2.6B in total assets and $2.2B in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #19573).
LAKESIDE BANK has a Tier 1 capital ratio of 12.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 1.16%.
Yes. LAKESIDE BANK is FDIC-insured (Certificate #19573). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.