LAKE RIDGE BANK
MIDDLETON, WISCONSIN · FDIC Cert #15091
Capital & Safety Analysis
According to FDIC financial data, LAKE RIDGE BANK holds a Tier 1 capital ratio of 10.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LAKE RIDGE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LAKE RIDGE BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LAKE RIDGE BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 10.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LAKE RIDGE BANK holds $3.0B in total assets and $2.5B in total deposits. It is located in MIDDLETON, WISCONSIN (FDIC Certificate #15091).
LAKE RIDGE BANK has a Tier 1 capital ratio of 10.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.36%, and the return on assets is 0.50%.
Yes. LAKE RIDGE BANK is FDIC-insured (Certificate #15091). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.