LAKE FOREST B&T CO NA
LAKE FOREST, ILLINOIS · FDIC Cert #27589
Capital & Safety Analysis
According to FDIC financial data, LAKE FOREST B&T CO NA holds a Tier 1 capital ratio of 11.12%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LAKE FOREST B&T CO NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LAKE FOREST B&T CO NA shows strong financial health indicators. With $8.6B in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LAKE FOREST B&T CO NA has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 11.12%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LAKE FOREST B&T CO NA holds $8.6B in total assets and $6.5B in total deposits. It is located in LAKE FOREST, ILLINOIS (FDIC Certificate #27589).
LAKE FOREST B&T CO NA has a Tier 1 capital ratio of 11.12%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 3.08%.
Yes. LAKE FOREST B&T CO NA is FDIC-insured (Certificate #27589). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.