LAKE ELMO BANK
LAKE ELMO, MINNESOTA · FDIC Cert #15443
Capital & Safety Analysis
According to FDIC financial data, LAKE ELMO BANK holds a Tier 1 capital ratio of 15.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LAKE ELMO BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LAKE ELMO BANK shows strong financial health indicators. With $499M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LAKE ELMO BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 15.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LAKE ELMO BANK holds $499M in total assets and $439M in total deposits. It is located in LAKE ELMO, MINNESOTA (FDIC Certificate #15443).
LAKE ELMO BANK has a Tier 1 capital ratio of 15.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.70%, and the return on assets is 1.86%.
Yes. LAKE ELMO BANK is FDIC-insured (Certificate #15443). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.