KEYSTONE SAVINGS BANK
MARENGO, IOWA · FDIC Cert #17993
Capital & Safety Analysis
According to FDIC financial data, KEYSTONE SAVINGS BANK holds a Tier 1 capital ratio of 15.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KEYSTONE SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
KEYSTONE SAVINGS BANK shows strong financial health indicators. With $177M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
KEYSTONE SAVINGS BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 15.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
KEYSTONE SAVINGS BANK holds $177M in total assets and $148M in total deposits. It is located in MARENGO, IOWA (FDIC Certificate #17993).
KEYSTONE SAVINGS BANK has a Tier 1 capital ratio of 15.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.83%, and the return on assets is 0.58%.
Yes. KEYSTONE SAVINGS BANK is FDIC-insured (Certificate #17993). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.