Skip to main content
BankHealth

KEY COMMUNITY BANK

INVER GROVE HEIG, MINNESOTA · FDIC Cert #34644

B
Health Score
72/100
$110M
Total Assets
$92M
Total Deposits
10.15%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, KEY COMMUNITY BANK holds a Tier 1 capital ratio of 10.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KEY COMMUNITY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
20.15%
Liquidity Ratio
Strong — can meet withdrawal demands
0.83%
Return on Assets
Low profitability
$92M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

KEY COMMUNITY BANK shows strong financial health indicators. With $110M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

KEY COMMUNITY BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 10.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

KEY COMMUNITY BANK holds $110M in total assets and $92M in total deposits. It is located in INVER GROVE HEIG, MINNESOTA (FDIC Certificate #34644).

KEY COMMUNITY BANK has a Tier 1 capital ratio of 10.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.83%.

Yes. KEY COMMUNITY BANK is FDIC-insured (Certificate #34644). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: