KERNDT BROTHERS SAVINGS BANK
LANSING, IOWA · FDIC Cert #8761
Capital & Safety Analysis
According to FDIC financial data, KERNDT BROTHERS SAVINGS BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject KERNDT BROTHERS SAVINGS BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
KERNDT BROTHERS SAVINGS BANK shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
KERNDT BROTHERS SAVINGS BANK has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
KERNDT BROTHERS SAVINGS BANK holds $350M in total assets and $276M in total deposits. It is located in LANSING, IOWA (FDIC Certificate #8761).
KERNDT BROTHERS SAVINGS BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.41%, and the return on assets is 0.45%.
Yes. KERNDT BROTHERS SAVINGS BANK is FDIC-insured (Certificate #8761). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.