KENSINGTON BANK
KENSINGTON, MINNESOTA · FDIC Cert #1409
Capital & Safety Analysis
According to FDIC financial data, KENSINGTON BANK holds a Tier 1 capital ratio of 10.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KENSINGTON BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
KENSINGTON BANK shows strong financial health indicators. With $420M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
KENSINGTON BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 10.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
KENSINGTON BANK holds $420M in total assets and $350M in total deposits. It is located in KENSINGTON, MINNESOTA (FDIC Certificate #1409).
KENSINGTON BANK has a Tier 1 capital ratio of 10.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 1.15%.
Yes. KENSINGTON BANK is FDIC-insured (Certificate #1409). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.